Happy Halloween everyone! while other kids have a few costumes for Halloween and lots of treats – my Halloween costume was bought when it went on sale at Superstore at 40% discount. And Halloween treats for my class is made by my Grammie and I helped decorate the cookies on the weekend when I spent time with Grammie and Grampie. My mama and daddy do not believe in spending a lot of money for frivolous things – because they are saving up for college for me. Mama said that she doesn’t believed in me going in debt even before I can earn money – so they started saving for me as soon as I was born. Mama said I have to be grateful for what I have and not ask for more than I need – that’s because a lot of people out there don’t have anything – even with food – they don’t want me to waste any food – because a lot of people out there got no food.
Mama said that even though we own our own business – we don’t owe the suppliers anything – we pay when the bills comes immediately – because going into debt is not a good thing. Some people go into debt because they have no choice – but some people go into debt because they don’t spend their money wisely – so mama said I have to learn to save money and spend wisely. Even though we are comfortable in life – it doesn’t mean that we can splurge and be spendthrift. Saving money and spending wisely are good virtues mama said.